Manitoba Residential Financial Incentives for Insulation

Manitoba Hydro Home Insulation Program

Manitoba Hydro Home Insulation Program

 
ATTIC AND CATHEDRAL CEILINGS

ATTIC:

  • Existing insulation must be R-30 or less
  • The final R-value must reach R-50
  • Rebates cover insulation added to R-50

CATHEDRAL CEILING:

  • The final R-value for flat or cathedral ceilings must reach R-28
  • Rebates cover insulation added to R-50

ATTIC KNEEWALL:

  • Existing insulation must be R-8 or less
  • The final R-value must reach R-24
  • Rebates cover insulation added to R-24
WALL CAVITIES
  • The final R-value must reach at least R-10
  • Rebates cover insulation added to R-24
  • Cavities can be on the interior or exterior of the home
EXTERIOR WALLS

Insulation added to the exterior walls of the home when residing or refacing the exterior of a home.

  • Existing insulation on the exterior of the home must be R-0.
  • The added R-value must be a minimum of R-3.75
  • Rebates cover insulation added to R-10
FOUNDATION WALLS (BASEMENT AND CRAWLSPACE)
  • Homes heated by electricity, propane, fuel oil or wood must have existing insulation of R-12 or less
  • Natural gas-heated homes must be uninsulated to be eligible for a rebate
  • The final R-value must reach R-24
  • Rebates cover insulation added to R-24
Manitoba Hydro PAYS Financing

Manitoba Hydro PAYS Financing

On-bill financing for energy efficiency improvements to the home, including insulation upgrades, is offered to Manitoba Hydro customers.

  • 3.9% (O.A.C.) interest rate for the first 5 years
  • Attic: insulated to at least R-50
  • Foundation Walls: insulated to at least R-24
  • Re-siding: at least R-3.75 added to exterior wall insulation
  • Wall cavities: uninsulated to at least R-10

Financing is transferable from one homeowner to another, or from a property manager to a tenant.

Manitoba Hydro Residential Loan

Manitoba Hydro Residential Loan

On-bill financing up to $7,500 per residence at 4.8% (O.A.C.) fixed rate for the first 5 years (maximum term is 5 years for insulation upgrades).

Financing is transferable from one homeowner to another, or from a property manager to a tenant.

Any insulation work must meet the following minimum levels:

  • attic – minimum RSI 8.8 (R-50);
  • attic kneewalls – minimum RSI 4.2 (R-24);
  • foundation walls – minimum RSI 4.2 (R-24);
  • flat and cathedral ceiling – minimum RSI 5.0 (R-28);
  • uninsulated wall cavities – minimum RSI 1.8 (R-10);
  • exterior walls (when re-siding) – minimum RSI 0.7 (R-3.75)
    • Re-siding materials may qualify for the loan when installed in conjunction with exterior wall insulation to a maximum of RSI 1.8 (R-10) added.

Related building materials are also available for financing when the work is performed in conjunction with the addition of insulation. These measures include:

  • Vapour barrier material that conforms to Canadian General Standards Board (CGSB) standards.
  • Framing and fire protective (but not decorative) covering where required by building codes for perimeter basement walls being insulated. Fire protective covering includes gypsum, wallboard, or stucco. An example of decorative covering is wall panelling.