Manitoba : Aides financières pour l’isolation des bâtiments résidentiels

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National Programs 

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EcoLiving

Scotiabank offers homeowners access to incentives, rebates, and financing for energy efficiency upgrades to their homes, including:

Contact:   1-800-4-SCOTIA[/toggle][toggle title=”EcoSmart Mortgage” open=”no”]

EcoSmart Mortgage

The Bank of Montreal offers low interest rates and pre-payment options on 5-year closed mortgages for energy efficient single-family homes and high-rise condominiums. 

Single-family homes require 6 of the 7 energy efficient features, including good quality attic insulation (minimum RSI 8.6, R-49).  High-rise condominiums do not require insulation as an energy efficiency feature. 

Contact:   1-877-225-5266[/toggle][toggle title=”Energy Efficient Housing Program” open=”no”]

Energy Efficient Housing Program 

Genworth Canada offers 10% refunds off mortgage insurance premiums and access to Homebuyer Privileges (an exclusive online discount program for commonly purchased household items). 

New or existing homes need to achieve an EnerGuide (EG) rating of at least 82.  High-rise residential buildings need to be LEED-certified or registered with the Canadian Green Building Council, or be 5% more efficient than Code (20% above the MNECB).  Renovations need to improve the building’s EG rating by at least 5 points, to a minium of EG40. 

Contact:   1-800-511-8888[/toggle][toggle title=”Green Home” open=”no”]

Green Home

Canada Mortgage and Housing Corporation (CMHC) offers a 10% mortgage loan insurance premium refund when you use CMHC insured financing to purchase an energy efficient home or make energy-saving renovations. 

New builds need to achieve a minimum EnerGuide (EG) rating of 82, or be 5% more efficient than Code (20% above the MNECB).  Renovations need to improve the EG rating by at least 5 points, to a minimum of EG40. 

Contact:   613-748-2000

Green Living Mortgage

Preferred mortgage rates for new homes or renovations that meet energy efficiency standards (EnerGuide rating of 83 or better). 

Contact:   1-800-332-8383 [/toggle][toggle title=”RBC Energy Saver Loan” open=”no”]

RBC Energy Saver Loan

The Royal Bank of Canada (RBC) offers a 1% interest rate discount or a $100 rebate on a home energy audit with a qualifying purchase through a fixed rate loan over $5,000. 

Contact:   1-800-ROYAL-1[/toggle][toggle title=”RBC Energy Saver Mortgage” open=”no”]

RBC Energy Saver Mortgage 

The Royal Bank of Canada (RBC) offers a $300 rebate for a home energy audit. 

Refinance your existing mortgage, purchase a home, and/or make improvements to resale properties to qualify. 

Contact:   1-800-ROYAL-1[/toggle][/accordian]

Provincial Programs

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Power Smart Home Insulation Program

Manitoba Hydro offers the following rebates to its customers who insulate their homes. 

Attic, Flat Roof, or Cathedral Ceiling Insulation 

  • Calculation: sq. ft. of insulated area x added R-value x $0.03
  • Attic insulation: R-30 or less to R-50
  • Flat roof/cathedral ceiling insulation: to R-28
  • Attic kneewall: R-8 or less to R-24

Wall Insulation 

  • Calculation: sq. ft. of insulated area x added R-value x $0.04
  • Insulated to at least R-10

Exterior Wall Insulation 

  • Calculation: sq. ft. of insulated area x added R-value x $0.15
  • Between R-3.75 and R-10 added

Foundation Wall Insulation for homes heated mainly by natural gas, propane, fuel oil, or wood

  • Calculation: sq. ft. of insulated area x added R-value x $0.06
  • Uninsulated to R-24

Foundation Wall Insulation for homes heated mainly by electricity

  • Calculation: sq. ft. of insulated area x added R-value x $0.06
  • From at least R-12 to R-24

A minimum of 100 square feet of insulation must be added to each area to qualify. 

Contact:   1-888-624-9376 | email [/toggle][toggle title=”Power Smart PAYS Financing” open=”no”]

Power Smart PAYS Financing 

On-bill financing for energy efficiency improvements to the home, including insulation upgrades, is offered to Manitoba Hydro customers.

  • 3.9% (O.A.C.) interest rate for the first 5 years
  • Attic: insulated to at least R-50
  • Foundation Walls: insulated to at least R-24
  • Re-siding: at least R-3.75 added to exterior wall insulation
  • Wall cavities: uninsulated to at least R-10

Financing is transferable from one homeowner to another, or from a property manager to a tenant. 

Contact:   204-480-5900 | 1-888-624-9376 | email[/toggle][toggle title=”Power Smart Residential Loan” open=”no”]

Power Smart Residential Loan 

On-bill financing up to $7,500 per residence at 4.8% (O.A.C.) fixed rate for the first 5 years (maximum term is 5 years for insulation upgrades). 

Financing is transferable from one homeowner to another, or from a property manager to a tenant. 

Contact:   1-888-624-9376 | email[/toggle][/accordian]