Nouvelle-Écosse : Aides financières pour l’isolation des bâtiments résidentiels

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National Programs 

[accordian divider_line=”” class=”” id=””][toggle title=”EcoLiving” open=”yes”]

EcoLiving

Scotiabank offers homeowners access to incentives, rebates, and financing for energy efficiency upgrades to their homes, including:

Contact:   1-800-4-SCOTIA[/toggle][toggle title=”EcoSmart Mortgage” open=”no”]

EcoSmart Mortgage

The Bank of Montreal offers low interest rates and pre-payment options on 5-year closed mortgages for energy efficient single-family homes and high-rise condominiums. 

Single-family homes require 6 of the 7 energy efficient features, including good quality attic insulation (minimum RSI 8.6, R-49).  High-rise condominiums do not require insulation as an energy efficiency feature. 

Contact:   1-877-225-5266[/toggle][toggle title=”Energy Efficient Housing Program” open=”no”]

Energy Efficient Housing Program 

Genworth Canada offers 10% refunds off mortgage insurance premiums and access to Homebuyer Privileges (an exclusive online discount program for commonly purchased household items). 

New or existing homes need to achieve an EnerGuide (EG) rating of at least 82.  High-rise residential buildings need to be LEED-certified or registered with the Canadian Green Building Council, or be 5% more efficient than Code (20% above the MNECB).  Renovations need to improve the building’s EG rating by at least 5 points, to a minium of EG40. 

Contact:   1-800-511-8888[/toggle][toggle title=”Green Home” open=”no”]

Green Home

Canada Mortgage and Housing Corporation (CMHC) offers a 10% mortgage loan insurance premium refund when you use CMHC insured financing to purchase an energy efficient home or make energy-saving renovations. 

New builds need to achieve a minimum EnerGuide (EG) rating of 82, or be 5% more efficient than Code (20% above the MNECB).  Renovations need to improve the EG rating by at least 5 points, to a minimum of EG40. 

Contact:   613-748-2000[/toggle][toggle title=”Green Living Mortgage” open=”no”]

Green Living Mortgage

Preferred mortgage rates for new homes or renovations that meet energy efficiency standards (EnerGuide rating of 83 or better). 

Contact:   1-800-332-8383 [/toggle][toggle title=”RBC Energy Saver Loan” open=”no”]

RBC Energy Saver Loan

The Royal Bank of Canada (RBC) offers a 1% interest rate discount or a $100 rebate on a home energy audit with a qualifying purchase through a fixed rate loan over $5,000. 

Contact:   1-800-ROYAL-1[/toggle][toggle title=”RBC Energy Saver Mortgage” open=”no”]

RBC Energy Saver Mortgage 

The Royal Bank of Canada (RBC) offers a $300 rebate for a home energy audit. 

Refinance your existing mortgage, purchase a home, and/or make improvements to resale properties to qualify. 

Contact:   1-800-ROYAL-1[/toggle][/accordian]


Provincial Programs

[accordian divider_line=”” class=”” id=””][toggle title=”Home Energy Assessments” open=”yes”]

Home Energy Assessments

Efficiency One (previously Efficiency Nova Scotia) offers a reduced price for an energy assessment ($99 + HST) and financing or rebates for completing any of the suggested upgrades within 12 months. 

Financing

  • $2,500 – $4,999 at 2% interest for 5-year term
  • $5,000 – $14,999 at 1% interest for 5-year term
  • $15,000 – $25,000 at 0% interest for 5-year term

Rebates

  • up to $5,000 in rebates, including insulation upgrades when insulating a minimum of 20% of the total building component area. Rebate amounts depend on the number of total green upgrades completed.
  • Foundation: For semi-detached/end unit row houses, rebate amounts to 75% of the amounts shown; for middle units, rebate amounts to 50% of the amounts shown. When both a basement and crawlspace are insulated, rebate amounts are combined to a max. of $1,250.
    • $500 for adding between R-10 and R-23 to basement foundation walls as only green upgrade
    • $550 for adding between R-10 and R-23 to basement foundation walls as one of two green upgrades
    • $625 for adding between R-10 and R-23 to basement foundation walls as one of three or more green upgrades
    • $1,000 for adding over R-23 to basement foundation walls as only green upgrade
    • $1,100 for adding over R-23 to basement foundation walls as one of two green upgrades
    • $1,250 for adding over R-23 to basement foundation walls  as one of three or more green upgrades
    • $400 for adding between R-10 and R-23 to 100% of crawlspace exterior walls as only green upgrade
    • $440 for adding between R-10 and R-23 to 100% of crawlspace exterior walls as one of two green upgrades
    • $500 for adding between R-10 and R-23 to 100% of crawlspace exterior walls as one of three or more green upgrades
    • $800 for adding over R-23 to 100% of crawlspace exterior walls as only green upgrade
    • $880 for adding over R-23 to 100% of crawlspace exterior walls as one of two green upgrades
    • $1,000 for adding over R-23 to 100% of crawlspace exterior walls as one of three or more green upgrades
    • $200 for adding over R-23 to 100% of floor above crawlspace as only green upgrade
    • $250 for adding over R-23 to 100% of floor above crawlspace as one of two green upgrades
    • $300 for adding over R-23 to 100% of floor above crawlspace as one of three or more green upgrades
  • Attic
    • $450 for increasing insulation from less than R-12 to R-50 as only green upgrade
    • $750 for increasing insulation from less than R-12 to R-50 as one of two upgrades
    • $900 for increasing insulation from less than R-12 to R-50 as one of three or more upgrades
    • $225 for increasing insulation from between R-12 and R-25 to R-50 as only green upgrade
    • $375 for increasing insulation from between R-12 and R-25 to R-50 as one of two green upgrades
    • $450 for increasing insulation from between R-12 and R-25 to R-50 as one of three or more green upgrades
    • $75 for increasing insulation from between R-25 and R-35 to R-50 as only green upgrade
    • $125 for increasing insulation from between R-25 and R-35 to R-50 as one of two green upgrades
    • $150 for increasing insulation from between R-25 and R-35 to R-50 as one of three or more green upgrades
  • Flat roof / Cathedral ceiling
    • $300 for increasing insulation from R-0 to R-10 as only green upgrade
    • $500 for increasing insulation from R-0 to R-10 as one of two green upgrades
    • $600 for increasing insulation from R-0 to R-10 as one of three or more green upgrades
    • $450 for increasing insulation from R-12 or less to R-28 as only green upgrade
    • $750 for increasing insulation from R-12 or less to R-28 as one of two green upgrades
    • $900 for increasing insulation from R-12 or less to R-28 as one of three or more green upgrades
    • $150 for increasing insulation from between R-12 and R-25 to R-28 as only green upgrade
    • $250 for increasing insulation from between R-12 and R-25 to R-28 as one of two green upgrades
    • $300 for increasing insulation from between R-12 and R-25 to R-28 as one of three green upgrades
  • Crawl space, Exterior Wall: 100% of exterior wall area including header must be insulated.
    • $500 for insulating to R-10-23
    • $1,000 for insulating to more than R-23
  • Exterior Walls: For semi-detached/end unit row houses, rebate amounts to 75% of amounts shown; for middle units, rebate amounts to 50% of amounts shown.
    • $750 for increasing insulation by between R-3.8 and R-9 or more as only green upgrade
    • $900 for increasing insulation by between R-3.8 and R-9 or more as one of two green upgrades
    • $1,200 for increasing insulation by between R-3.8 and R-9 or more as one of three or more green upgrades
    • $1,200 for increasing insulation by R-9 or more as only green upgrade
    • $1,500 for increasing insulation by R-9 or more as one of two green upgrades
    • $1,800 for increasing insulation by R-9 or more as one of three or more green upgrades

Contact:   1-877-999-6035[/toggle][toggle title=”Home Warming” open=”no”]

Home Warming

Free energy assessment and home upgrades for income-qualified homeowners. 

Contact:   1-877-434-2136

New Home Construction

The following rebates are provided for new homes that are energy efficient.

  • $99 + HST for an energy assessment; and 
  • $1,000 rebate for ENERGY STAR or EnerGuide rating of 85-87; or 
  • $2,000 rebate for R2000 or EnerGuide rating greater than or equal to 88

Contact:   1-877-999-6035 | email[/toggle][/accordian]