Île du Prince-Edouard : Aides financières pour l’isolation des bâtiments résidentiels

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National Programs 

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Scotiabank offers homeowners access to incentives, rebates, and financing for energy efficiency upgrades to their homes, including:

Contact: 1-800-4-SCOTIA[/toggle]
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EcoSmart Mortgage

The Bank of Montreal offers low interest rates and pre-payment options on 5-year closed mortgages for energy efficient single-family homes and high-rise condominiums.

Single-family homes require 6 of the 7 energy efficient features, including good quality attic insulation (minimum RSI 8.6, R-49). High-rise condominiums do not require insulation as an energy efficiency feature.

Contact: 1-877-225-5266[/toggle]
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Energy Efficient Housing Program

Genworth Canada offers 10% refunds off mortgage insurance premiums and access to Homebuyer Privileges (an exclusive online discount program for commonly purchased household items).

New or existing homes need to achieve an EnerGuide (EG) rating of at least 82. High-rise residential buildings need to be LEED-certified or registered with the Canadian Green Building Council, or be 5% more efficient than Code (20% above the MNECB). Renovations need to improve the building’s EG rating by at least 5 points, to a minium of EG40.

Contact: 1-800-511-8888[/toggle]
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Green Home

Canada Mortgage and Housing Corporation (CMHC) offers a 10% mortgage loan insurance premium refund when you use CMHC insured financing to purchase an energy efficient home or make energy-saving renovations.

New builds need to achieve a minimum EnerGuide (EG) rating of 82, or be 5% more efficient than Code (20% above the MNECB). Renovations need to improve the EG rating by at least 5 points, to a minimum of EG40.

Contact: 613-748-2000[/toggle]
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Green Living Mortgage

Preferred mortgage rates for new homes or renovations that meet energy efficiency standards (EnerGuide rating of 83 or better).

Contact: 1-800-332-8383 [/toggle]
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RBC Energy Saver Loan

The Royal Bank of Canada (RBC) offers a 1% interest rate discount or a $100 rebate on a home energy audit with a qualifying purchase through a fixed rate loan over $5,000.

Contact: 1-800-ROYAL-1[/toggle]
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RBC Energy Saver Mortgage

The Royal Bank of Canada (RBC) offers a $300 rebate for a home energy audit.

Refinance your existing mortgage, purchase a home, and/or make improvements to resale properties to qualify.

Contact: 1-800-ROYAL-1[/toggle]

Provincial Programs

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Energy Efficiency Program

Prince Edward Island’s Office of Energy Efficiency is offering homeowners 15% of the total product costs for adding insulation to their homes.

  • At least R-6 added to above ground walls
  • At least R-12 added to below ground walls
  • At least R-20 added to basement headers
  • At least R-50 in attics
  • At least R-28 in sloped or flat roofs
  • At least R-20 in exposed floors

Contact:   902-620-3690 | 1-877-734-6336 – See more at: [/toggle][/accordian]